About us
Family is everything: Even when miles apart, we've got your back!
At Bless Payments, we prioritize essential services, extending beyond currency to settle bills, empower education, and unite families.
Bless nowNot your average money transfer business
We take pride in providing you trustworthy and exceptional service. Discover what sets us apart from others.
Ready to bless your loved ones?
Bless nowBank grade security
AFSL license
Endless innovation
World first user experience
Independent money transfer business
Our values
Our mission
At Bless Payments, our goal is to level the playing field of international money transfers one payment at a time. We want to make sending money between families seamless, strengthening the bonds between families living in developing nations with those in developed nations.
Our vision
We envision a world in which money can bless every corner instantly. Money that can be sent and received instantly between family members in developed and developing nations, helping migrants’ home communities to flourish.
Compassion
We believe in money transfers' power to uplift families and communities.
Transparency
We operate with honesty and ethics.
Fairness
We aim to level the financial playing field globally with reliable, affordable transfers for all.
Our story
Bless Payments supports Australian migrant families with top-tier services. Join us in our commitment to exceeding expectations.
Sep 2021
Idea born
May 2022
Company setup
Sep 2022
Solution architecture designed
Nov 2022
Name and brand developed
Mar 2023
App designed
May 2023
AUSTRAC approval received
Oct 2023
App 1.0 released
Nov 2023
Family and friends launch
Dec 2023
AFSL received
Public launch in Australia to 15 countries
Feb 2024
7 more countries added
Mar 2024
World first comparison tool released
Apr 2024
Wallet added
Jun 2024
Live chat released
Jul 2024
Debit card added
Future
Add more countries
Add more features
Launch in the UK
Meet our team
Get to know our dedicated team revolutionising money transfers, connecting families worldwide and innovating fast, affordable solutions for all.
Affy Bhatti is a Co-Founder and CEO of Bless Payments, leading our plans to scale and expand.
Having worked in consulting for over 20 years, Affy is proud of delivering the $20B demerger of Coles from Wesfarmers, the largest corporate transaction in Australia and leading the second-largest payroll remediation program in Australia, helping to pay back wages to thousands of underpaid workers. Affy is passionate about bringing positive change to Australian communities and is on the board of Salaam Foundation that educates, empowers and employs refugees and migrants. He lives in Perth with his two children and is a massive football fan, supporting Spurs and has been to the last three World Cups.
Affy Bhatti is a Co-Founder and CEO of Bless Payments, leading our plans to scale and expand.
Having worked in consulting for over 20 years, Affy is proud of delivering the $20B demerger of Coles from Wesfarmers, the largest corporate transaction in Australia and leading the second-largest payroll remediation program in Australia, helping to pay back wages to thousands of underpaid workers. Affy is passionate about bringing positive change to Australian communities and is on the board of Salaam Foundation that educates, empowers and employs refugees and migrants. He lives in Perth with his two children and is a massive football fan, supporting Spurs and has been to the last three World Cups.
Mo Zaatar is a Co-Founder and CTO of Bless Payments and leads our drive to be an innovative fintech.
Mo has over 18 years of experience in the software industry, specializing in global banking solutions. He led Bankwest’s team to launch one of Australia’s first digital credit card instalment services and innovated with blockchain to create real-time NFTs for disaster relief. Outside of work, Mo is a dedicated husband and father of two daughters. He enjoys time with friends, gardening, and test-driving new cars.
Mo Zaatar is a Co-Founder and CTO of Bless Payments and leads our drive to be an innovative fintech.
Mo has over 18 years of experience in the software industry, specializing in global banking solutions. He led Bankwest’s team to launch one of Australia’s first digital credit card instalment services and innovated with blockchain to create real-time NFTs for disaster relief. Outside of work, Mo is a dedicated husband and father of two daughters. He enjoys time with friends, gardening, and test-driving new cars.
Omair Chodhry is a Co-Founder and early investor in Bless Payments.
As a serial entrepreneur, Omair is the CEO of Xanadu Group, a collection of innovative organisations providing services that include disability and youth care, nationally accredited training, security and events and business process outsourcing, employing hundreds of people. One of Omair’s organisations was awarded Enterprise of the Year in the 28th Belmont & WA Small Business Awards in 2021. Omair also has a long history of volunteering in the Western Australian community, organising multicultural festivals attracting up to 15,000 attendees, featuring food, rides, games, art and performances highlighting the diversity in the region.
Omair Chodhry is a Co-Founder and early investor in Bless Payments.
As a serial entrepreneur, Omair is the CEO of Xanadu Group, a collection of innovative organisations providing services that include disability and youth care, nationally accredited training, security and events and business process outsourcing, employing hundreds of people. One of Omair’s organisations was awarded Enterprise of the Year in the 28th Belmont & WA Small Business Awards in 2021. Omair also has a long history of volunteering in the Western Australian community, organising multicultural festivals attracting up to 15,000 attendees, featuring food, rides, games, art and performances highlighting the diversity in the region.
We're growing our reach every day
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Countries served (and counting)
0 hours 44 mins
Average transfer time
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Banks and wallets
Countries we serve
We are working tirelessly to expand our reach, providing support in areas where existing solutions are limited, ensuring our service reaches those in need.
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