About us

Family is everything: 
Even when miles apart, we've got your back!

At Bless Payments, we prioritize essential services, extending beyond currency to settle bills, empower education, and unite families.

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Not your average money transfer business

We take pride in providing you trustworthy and exceptional service. Discover what sets us apart from others.

Ready to bless your loved ones?

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Bank grade security
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AFSL license
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Endless innovation
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World first
user experience
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Independent money
transfer business

Our values

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Who we are. What we do.

Our mission

At Bless Payments, our goal is to level the playing field of international money transfers one payment at a time. We want to make sending money between families seamless, strengthening the bonds between families living in developing nations with those in developed nations.

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What we aspire to be

Our vision

We envision a world in which money can bless every corner instantly. Money that can be sent and received instantly between family members in developed and developing nations, helping migrants’ home communities to flourish.

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Compassion

We believe in money transfers' power to uplift families and communities.
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Transparency

We operate with honesty and ethics.
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Fairness

We aim to level the financial playing field globally with reliable, affordable transfers for all.

Our story

Bless Payments supports Australian migrant families with top-tier services. Join us in our commitment to exceeding expectations.
2021

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Sep 2021

Idea born

2022

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May 2022

Company setup

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Sep 2022

Solution architecture designed

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Nov 2022

Name and brand developed

2023

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Mar 2023

App designed

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May 2023

AUSTRAC approval received

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Oct 2023

App 1.0 released

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Nov 2023

Family and friends launch

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Dec 2023

AFSL received 
Public launch in Australia to 15 countries

2024

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Feb 2024

7 more countries added

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Mar 2024

World first comparison tool released

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Apr 2024

Wallet added

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Jun 2024

Live chat released

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Jul 2024

Debit card added

2025

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Future

Add more countries
Add more features
Launch in the UK

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Meet our team

Get to know our dedicated team revolutionising money transfers, connecting families worldwide and innovating fast, affordable solutions for all.
team

Affy Bhatti

CEO and Co-Founder

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Affy Bhatti is a Co-Founder and CEO of Bless Payments, leading our plans to scale and expand.

Having worked in consulting for over 20 years, Affy is proud of delivering the $20B demerger of Coles from Wesfarmers, the largest corporate transaction in Australia and leading the second-largest payroll remediation program in Australia, helping to pay back wages to thousands of underpaid workers. Affy is passionate about bringing positive change to Australian communities and is on the board of Salaam Foundation that educates, empowers and employs refugees and migrants. He lives in Perth with his two children and is a massive football fan, supporting Spurs and has been to the last three World Cups.

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Mo Zaatar

CTO and Co-Founder

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Mo Zaatar is a Co-Founder and CTO of Bless Payments and leads our drive to be an innovative fintech.

Mo has over 18 years of experience in the software industry, specializing in global banking solutions. He led Bankwest’s team to launch one of Australia’s first digital credit card instalment services and innovated with blockchain to create real-time NFTs for disaster relief. Outside of work, Mo is a dedicated husband and father of two daughters. He enjoys time with friends, gardening, and test-driving new cars.

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Omair Chodhry

Co-Founder

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Omair Chodhry is a Co-Founder and early investor in Bless Payments.

As a serial entrepreneur, Omair is the CEO of Xanadu Group, a collection of innovative organisations providing services that include disability and youth care, nationally accredited training, security and events and business process outsourcing, employing hundreds of people. One of Omair’s organisations was awarded Enterprise of the Year in the 28th Belmont & WA Small Business Awards in 2021. Omair also has a long history of volunteering in the Western Australian community, organising multicultural festivals attracting up to 15,000 attendees, featuring food, rides, games, art and performances highlighting the diversity in the region.

We're growing our reach every day

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Countries served
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0 hours 44 mins

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Banks and wallets

Countries we serve

We are working tirelessly to expand our reach, providing support in areas where existing solutions are limited, ensuring our service reaches those in need.
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Bangladesh

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Cambodia

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Egypt

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Ethiopia

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Ghana

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India

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Indonesia

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Kenya

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Lebanon

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Malaysia

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Morocco

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Nepal

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Nigeria

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Pakistan

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Philippines

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South Africa

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South Korea

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Sri Lanka

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Thailand

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Turkey

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Vietnam

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Zimbabwe

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#FamilyIsEverything

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#BlessPayments

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#FamilyIsEverything

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#BlessPayments

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#FamilyIsEverything

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#BlessPayments

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#FamilyIsEverything

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#BlessPayments

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#FamilyIsEverything

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#BlessPayments

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#FamilyIsEverything

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#BlessPayments

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#FamilyIsEverything

Bless in the community

Discover how Bless Payments is making a difference in our vibrant communities

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Community

Celebrating Pakistan’s Independence Day with PAWA

27.08.24

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Community

PUMA Star Singer 3 and Dance Festival

05.08.24

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Safe, secure money transfers putting your family first

Download the Bless Payments app and start sending money today.